Tax and Loan Specials




 
YOU MAY QUALIFY FOR SPECIAL TAX SAVINGS
OR FREE MORTGAGE PROTECTION


You may qualify for special loan rates or help with your down payment if you are a teacher, vet, first time home buyer, or meet special local requirements. Did you know that you (and your spouse) may qualify for FREE mortgage insurance if you close open and close escrow between 4/2/09 and 12/31/09? For more details, click here.


For more information about the details of the following propositions: Click Here


PROP 60 / 90 / 110
Propostitions 60, 90, and 110 are constitutional amendments approved by the voters of California. They relate to the provision of the transfer of a property's base year value from an existing residence to a replacement residence, under certain conditions, for for qualified person over the age of 55 or persons of any age who are severely or permanently disabled.


PROP 58
This proposition 58 is a constitutional amendment approved by the voters of California which relates to the exclusion from reassessment of transfers of certain real property between family members.


PROP 193
This proposition relates to the transfer from grandparents to a grandchild under the strict condition that the parents of the grandchild are deceased as of the date of transfer or purchase.


California Housing Finance Agency
San Francisco Mayor's Office of Housing First Time Home Buyer Program
Habitat for Humanity
Purchase Assistance Loan (PAL) for Menlo Park
FHA Guidelines for HUD Mortgages